give & take

"...and to those who use what they are given, even more will be given. But from those who do nothing, even what little they have will be taken away."
Luke 19:26

This passage has had me thinking for a few days now.

In the story(this verse is actually the end of the story), Jesus is talking about a master giving his servant 10 pounds and the servant doing nothing with it; no investments, no interest, not even squandering it! Earlier in the story He tells of 2 other servants who did well with what they were given, the master was pleased.
So yeah, I've been thinking about this lately. About all that I possess, be it material things, money, spiritual gifts, etc. I am blessed beyond measure. Even on the days when I start thinking I have nothing, I am rich.
I don't believe that in this parable Jesus is only speaking of money. The point, in my mind, is to remind us to use what we have been given wisely. That's what I've been questioning in myself recently.

Have I been using my finances wisely?
No, and my bank account is proof of that! Which means that I am not currently being given more(and I'm not, I can admit this).

Have I been using my time wisely?
75% yes, 25% no. God has blessed me administratively, so generally, I am good with time.

Have I been using my spiritual giftings in a way pleasing to God?
This one I'm kind of at a standstill with. I believe I know my spiritual gifts and, for the most part, know how to walk them out(its an ever growing process...I'll always be learning this!). What I am thinking is, when do you get to the poin where you know they are being used properly(or at all)? Is that even a possible point to get to? Is it all about sewing and reaping?

Not necessarily questions I'm looking to have answered, more thoughts that have been going through my mind when accessing and looking into the job that I'm doing. How much am I giving and how much am I taking?

God encouraged me, in regards to my last question, with some good advice that Jethro gave to Moses in Exodus 18:19-23

"You should continue to be the people's representative before God, bringing their dispites to him. Teach them God's decree's, and give them his instructions. Show them how to conduct their lives. But select from all the people some capable, honest men who fear God and hate bribes. Appoint them as leaders over groups of one thousand, one hundred, fifty, and ten. They should always be available to solve the people's common disputes, but have them bring the major cases to you. Let the leaders decide the smaller matters themselves. They will help you carry the load, making the task easier for you. If you follow this advice, and if God commands you to do so, then you will be able to endure the pressures, and all these people will go home in peace."

Blessings.